Top 3 Smartphones under Rs 20,000 in 2020

Gone are the days when you had to buy an old phone that fits your budget while offering you pretty cool features. If you have a budget of Rs 20,000, and looking for a good smartphone, you can find a diverse set of smartphones to choose from. 

You can get a good camera smartphone with multiple sensors, a gaming phone with amazing RAM and battery life, that too under Rs 20,000. That’s astonishing, right? But, having said that, we cannot deny the fact that choosing a smartphone in Rs 20,000 bracket can be quite confusing, with a wide range of options available from different brands. 

But, you need not worry. We have picked three phones that will provide you insights into amazing smartphones under Rs 20,000. 


Whether you’re a photography fan, a game-lover, or someone who’s looking for a good battery life. We have tossed smartphones with these features in Rs 20,000 price bracket, to help you take your pick easily.

1. Realme X2 (Rs 16,999)


Realme X2 priced at Rs 16,999

Chinese smartphone maker Realme is very consistent in delivering design, quality, and performance in its devices. The company refreshed its X series lineup with the Realme X2. 

X2 might look identical to Realme XT on paper but is technically an upgrade. Realme X2  offers a quad-camera setup on its rear, with a 64 MP main sensor. The phone also has some features that make it worth buying, that too starting at just Rs 16,999.




The Realme X2 features a refreshing design with a gradient colored glass back and subtle changes in the camera placement make the overall look of the device more appealing.

Realme phones are famed for their quality construction; the finish of Realme X2 is pretty good for a mid-range Android smartphone.  



Realme X2 features a large 6.4 inches, Full HD+, Super AMOLED panel that offers vibrant colors and high contrast while maintaining pleasing brightness levels.  The phone has a great display with a dewdrop notch, housing the selfie camera, but it doesn’t interfere with the user experience.



Processor and Performance 

Realme X2 runs on ColorOS 6.1, based on Android 9 Pie, offering you a lot of customization options. And now, Realme UI based on Android 10 is replacing ColorOS, introducing multiple significant changes to the interface. Realme X2 users will soon have access to the stable rollout, once the beta testing is done. 

A great specification of Realme X2 is the chipset. The phone is powered by Qualcomm Snapdragon 730G chipset, which ensures blazing fast and smooth performance. That means your heavy gaming sessions will not be affected by issues as thermal throttling. Also, opening and juggling between the apps is not an issue, Realme X2 cuts through them effortlessly.

Also, the phone is equipped with faster storage technology, UFS 2.1, that improves read/write operations, resulting in faster performance. 



In terms of imaging capabilities, Realme X2 is equipped with a quad-camera setup on its rear. The rear camera houses a 64 MP main sensor, paired with an 8MP wide-angle sensor, a 2MP macro sensor, and a 2MP depth sensor. Also, the phone has an upgraded front camera of 32 MP. 


You’ll get beautiful photographs in daylight, with a decent amount of detail and excellent color accuracy. Also, a prime highlight of this phone is low-light photography. Therefore, if you’re a photography fan, Realme X2 will definitely keep you happy, by offering a great combination of daylight and low-light features.


Battery Life

Realme X2 packs a 4000 mAh Li-ion battery, which gives a day and a half of juice on a single charge, with moderate to heavy usage. Additionally, Realme has given its 30W VOOC enabled fast charger with X2, which can refill from dead to 70 percent in just 30 minutes.

The phone offers you premium smartphone experience in a budget of just Rs 16,999. Therefore, it makes perfect sense to buy Realme X2 over other options, including Realme XT and Redmi Note 8 Pro, as X2 is a significant upgrade in terms of innards and overall performance. 



Realme X2 variants

The phone is available in three variants:

  1. 4GB RAM and 64GB internal storage for Rs 16,999
  2. 6GB RAM and 128GB internal storage for Rs 18,999
  3. 8GB RAM and 128GB internal storage for Rs 19,890.


Realme X2 Specifications

Display 6.4 inch Super AMOLED
Processor Octa-core
Chipset Qualcomm Snapdragon 730G
Battery 4,000 mAh
Rear Camera 64MP+8MP+2MP+2MP
Front Camera 32MP
Storage  64GB, 128GB
Operating System Android v9.0 
Custom UI ColorOS
Color options Pearl White, Pearl Blue, Pearl Green

      Reasons to Buy Realme X2

  1. Full HD+ AMOLED display   
  2. Powerful Processor
  3. Excellent camera
  4. Ample battery


 2. Xiaomi Redmi K20 (Rs. 19,999)


Xiaomi Redmi K20 priced at Rs 19,999

Redmi K20 is the latest addition to the Xiaomi budget-smartphones that brings all the goodies of flagship Redmi K20 Pro to a much attainable price point. 

Redmi K20 is a premium mid-range phone that aims squarely at users who want to experience amazing photography and features, but might not give much importance to the top-end specifications. 



Redmi K20 design is indisputable. It looks dashing with a bezel-less front panel and the lustrous back with a dual-tone finish, which is in vogue these days and feels premium. This design is definitely going to be loved by younger audiences. The front camera pops up automatically for selfies and video calls.


The front and the back glass are protected with Corning Glass 5 to shield the phone from accidental scratches. And surprisingly, Redmi K20 is equipped with a 3.5mm headphone jack.



Xiaomi is finally using AMOLED display on its phones. Redmi K20 is one of the few phones that fully embraces the bezel-less display, thanks to the pop-up selfie camera, an anodized aluminum frame, and curved edges. The phone features a 6.39 inch AMOLED display, with a resolution of 2350 x 1080 pixels, offering richer colors and impressive contrasts. 

Redmi K20 has a 7th generation in-display fingerprint sensor that unlocks the device instantly, without any noticeable delay. 


Processor and Performance

Redmi K20 runs on Android v9.0 with MIUI 10 on top and comes with a Poco launcher pre-installed, which gives several features like Dark mode and App Drawer.


The only prime difference between Redmi K20 and K20 Pro is the hardware. Redmi K20 is powered by Qualcomm Snapdragon 730, which is a newer mid-range processor. It’s a powerful processor that can handle any game, and it does not warm the device after long gaming sessions.  

With 6GB of onboard RAM, the phone performs smoothly without any stutters. 

But, it’s worth noting that the phone does not have expandable memory. So, if you’re someone who stores a lot of games and movies, then you must go for 128GB variant, but you’ll have to shell out an extra Rs 3,000. 



Redmi K20 has a triple camera setup on its rear panel, housing a 48 MP Sony IMX582 main sensor with 4-in-1 Super Pixel technology, a 13 MP ultra-wide sensor, and an 8MP telephoto sensor.


On the front, Redmi K20 has a 20MP pop-up motorized selfie camera with AI beauty mode.

The quality of photos and videos are quite good and in equilibrium with other smartphones in the same price bracket. 



Redmi K20 packs a 4000 mAh battery that can last an entire day comfortably on a single charge. You can play games, watch movies, and browse through the apps, without having to charge your phone time and again.

Also, it supports 18W fast charging, which refills the battery in less than an hour.

Redmi K20 is a solid smartphone that has a lot more to offer at Rs 19,999. The phone sparkles in many areas, especially design, battery, display, and UI. Therefore, packed with features to the brim, Redmi K20 is one of the best mid-range phones available today.



Redmi K20 variants

The phone is available in two variants:

  1. 6GB RAM and 64GB internal storage.
  2. 6GB RAM and 128GB internal storage.


 Redmi K20 Specifications

Display 6.39 inch AMOLED
Processor Octa-core
Chipset Qualcomm Snapdragon 730
Battery 4,000 mAh
Rear Camera 48MP + 13MP + 8MP
Front Camera 20MP
Storage  64GB, 128GB
Operating System Android v9.0
Color Options Glacier Blue, Flame Red, Carbon Black, Pearl White


      Reasons to buy Redmi K20:                                                                  Beware of:


  1. Powerful RAM                                                                                    1. Non-expandable storage
  2. Vogue design
  3. Solid build
  4. Great configuration  


3. Samsung Galaxy M30s (Rs 12,999)


Samsung M30s priced at Rs 12,999

Galaxy M30s is the Samsung’s top mid-range smartphone, with modern design and a really big battery. With the M series, Samsung marked a strong comeback into its budget smartphone lineup.

With a massive battery of 6,000 mAh and the new Samsung Exynos Octa 9611 chipset, Galaxy M30s makes a great device to buy at just Rs 12,999.




Samsung M30s features a simple curved plastic back design with a glossy finish. The phone has a triple camera setup on the top-left of its rear, with an easy to reach fingerprint sensor placed above the center. 

Samsung M30s weighs about 188 gms, and it’s really impressive for a phone that’s packed with a huge 6,000 mAh battery. The device also offers you a 3.5mm headphone jack.

The plastic body of the Samsung M30s might seem to be less premium over its competitors, but the device has a lot more to offer at a starting price of Rs 12,999. Moreover, holding the device in hand appeals to be very stylish, thanks to the seamless curved panel.




Samsung Galaxy M30s features a 6.4-inch Full HD+ Super AMOLED Infinity-U display. In fact, Samsung’s pretty display with deep black,  vivid colors, and exact white balance, is one of the major highlights of Galaxy M30s. The phone has thin bezels, except for a slightly thick chin. But, you get around 90 percent screen to body ratio, which is great.

The display of Galaxy M30s offers you amazing experience while watching movies and playing games. Also, the phone comes with a Widevine L1 certification, allowing you to experience True HD resolution on streaming services like Netflix and Prime Video. 

Galaxy M30s offers you one of the finest displays at this price bracket. All in all, it’s fair enough to say that Samsung has aced in the display department. 



Processor and Performance

The run runs on Android v9.0 with One UI software overlay. Samsung Galaxy M30s is powered by Exynos 9611 chipset, instead of mid-range Snapdragon chipset. The processor gives you champion performance on heavy games like PUBG, without warming up the phone. And, users have reported that playing PUBG for about 30 minutes, drained the battery by only 7 percent. 

Therefore, if you’re looking for a phone that should serve you a great gaming experience, choose Galaxy M30s undoubtedly.



Samsung Galaxy M30s has a triple camera setup on its rear, housing a 48MP main sensor, paired with an 8MP wide-angle sensor, and a 5MP depth sensor. By default, the rear camera takes 12-megapixel shots, and there’s a toggle button clubbed with the aspect ratio options, to allow you to capture 48MP shots. You get a 16MP selfie camera that gives beautiful photographs in bright daylight.

Moreover, the phone also has a Pro mode that allows you to take complete control of camera settings.



The significant feature that separates the Galaxy M30s from every other phone right now is the battery. The phone packs an insanely large 6,000 mAh battery, and Samsung claims that the battery can easily last up to two days, with a mild to heavy usage. Also, the standby battery drain is minimal, dropping only about 3-4 percent overnight with Always-On display enabled.


The phone comes with a 15W fast-charger that takes about 2 hours to charge the monstrous battery, which is quite slow. It would be much better if Samsung provided an 18W fast charger.


Samsung Galaxy M30s variants


The phone is available in two variants:

  1. 4GB RAM and 64GB internal memory at Rs 12,999.
  2. 6GB RAM and 128GB internal memory at Rs 14,999.


Samsung M30s Specifications

Display 6.4 inch Super AMOLED
Processor Samsung Exynos 9 Octa 9611
Battery 6,000 mAh
Rear Camera 48MP+8MP+5MP
Front Camera 16MP
Storage  64GB, 128GB
Operating System Android v9.0 
Custom UI UI One
Color options Opal Black, Pearl White, Sapphire Blue


Buy Samsung Galaxy M30s for:                                                                             Beware of:

Excellent Battery life                                                                                               Slow focus


Gaming performance                                                                                             Slow charging

Immersive Super AMOLED display



You can go ahead and choose from these three smartphones if you are looking for a budget phone with bells and whistles. Depending upon what you look for the most in a smartphone, you can choose from a phone with amazing battery life, dazzling game performance, and a super-stylish design. 

If you’re looking for the latest phones, do check out the upcoming smartphone trends in 2020.

TechieTechTech Team
TechieTechTech Team